Preventing Deep Fake Scams Act
United States · S.2117, 119th Congress (2025–2026)
Senate companion to H.R.1734; establishes the Task Force on Artificial Intelligence in the Financial Services Sector to study AI-enabled financial scams — including deepfakes and voice-cloning grandparent scams — and to produce congressional recommendations within one year. FBI data cited by sponsors shows 201,266 complaints from Americans 60+ in 2025 with $7.748 billion in losses. Seniors are not specifically enumerated in the bill text but are the primary demographic motivating the legislation.
Technical detail
Directs a joint federal task force to assess AI deepfake fraud risks in financial services and produce a report with consumer-protection recommendations within one year of enactment.
Who is protected: All financial consumers; seniors are the primary motivating demographic
Who must comply: Federal financial regulators (advisory/reporting bill only)
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Status | Proposed / pending |
| Protection strength | Proposed or pending |
| Citation | S.2117, 119th Congress (2025–2026) |
| Enforced by | Advisory/reporting only; no direct enforcement mechanism in this bill |
| Private right of action | No — agency enforcement only |
| Penalties | Civil and criminal penalties under amended fraud statutes (specifics via implementing regulations) |
| Topics | consumer protection · deepfakes |
| Last verified | 2026-06-11 |
| Official source | S.2117 - 119th Congress (2025-2026): Preventing Deep Fake Scams Act ↗ |
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