AI Scam Prevention Act
Artificial Intelligence Scam Prevention Act
United States · S.3495, 119th Congress (2025–2026)
- Status
- Proposed / pending
- Applies to
- Any person using AI to impersonate another for fraudulent purposes
- Enforced by
- FTC; interagency advisory committee on scam prevention
Prohibits using artificial intelligence to impersonate any person — family member, government official, or business — with intent to defraud. Codifies and expands the FTC's existing rule against impersonating government or business officials and updates definitions to include text messages, video conference calls, and AI-generated or prerecorded voice. Sen. Klobuchar's press release explicitly cited grandparent scams where criminals clone a grandchild's voice to defraud elderly relatives as a primary motivation.
Who is protected: All consumers, with Klobuchar press materials explicitly identifying seniors as primary intended beneficiaries
Legal detail
Amends federal fraud statutes to prohibit AI-assisted impersonation of any person with fraudulent intent; updates FTC impersonation rule definitions; establishes an interagency advisory committee on scam prevention enforcement.
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Citation | S.3495, 119th Congress (2025–2026) |
| Penalties | Imprisonment; fines; forfeiture of proceeds (see bill text for specific maxima) |
| Topics | consumer protection · deepfakes · consumer data privacy |
| Bill text | S.3495 - 119th Congress (2025-2026): Artificial Intelligence Scam Prevention Act |
More AI rules in United States
- Trump AI Innovation & Security EO (June 2026) · In effect
- FERC order directing PJM and other grid operators to reform tariffs on… · Enacted (not yet in effect)
- Chatrie v. United States (Fourth Amendment protection for location… · Blocked / in litigation
- Kids Internet and Digital Safety Act (KIDS Act) (H.R. 7757) · Proposed / pending
- NAIC AI Evaluation Tool Pilot (12 states, 2026) · Proposed / pending
- FTC Proposed Policy Statement — AI Accuracy (July 2026) · Proposed / pending
Related consumer protection rules elsewhere
- Missouri AI Therapy Chatbot Ban (SB 1019) · In effect
- Vermont Data Broker Law (H.211) · Enacted (not yet in effect)
- Arkansas Frank Broyles Act AI amendment — voice and likeness protection (2025) · In effect
- PA v. Character.AI (Fake Psychiatrist Chatbot) · Blocked / in litigation
- NAACP v. xAI (Colossus 2 Air Pollution) · Blocked / in litigation
- RI Therapy Chatbot Ban (2026) · In effect
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