Preventing Deep Fake Scams Act (House)
Preventing Deep Fake Scams Act
United States · H.R.1734, 119th Congress (2025–2026)
- Status
- Proposed / pending
- Applies to
- Federal financial regulators and financial institutions (through resulting recommendations/legislation)
- Enforced by
- Advisory/reporting only; no direct enforcement mechanism in this bill
Would create a federal Task Force on Artificial Intelligence in the Financial Services Sector, chaired by the Treasury Secretary and including the Federal Reserve, OCC, FDIC, CFPB, NCUA and FinCEN, to study how AI, including deepfakes and voice cloning, is used to commit fraud against financial accounts and to report findings and recommendations to Congress within one year of enactment. It is a study bill: it creates no new penalties or right to sue.
Who is protected: All financial consumers, particularly seniors and vulnerable adults targeted by AI-enabled scams
Legal detail
H.R.1734 (119th) Sec. 3 establishes the Task Force on Artificial Intelligence in the Financial Services Sector, chaired by the Secretary of the Treasury with representatives of the Federal Reserve, OCC, FDIC, CFPB, NCUA and FinCEN, to report to Congress within one year of enactment on AI protections, terminology, deepfake/voice-cloning fraud risks and regulatory recommendations. No enforcement, penalty or private-action provisions.
Key facts
| Jurisdiction | United States |
|---|---|
| Level | Federal |
| Citation | H.R.1734, 119th Congress (2025–2026) |
| Private right of action | No, agency enforcement only |
| Topics | consumer protection · deepfakes |
| Bill text | H.R.1734 - 119th Congress (2025-2026): Preventing Deep Fake Scams Act |
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