Preventing Deep Fake Scams Act (Senate)

Preventing Deep Fake Scams Act
United States · S.2117, 119th Congress (2025–2026)

Status
Proposed / pending
Applies to
Federal financial regulators (advisory/reporting bill only)
Enforced by
Advisory/reporting only; no direct enforcement mechanism in this bill

Senate companion to H.R.1734; establishes the Task Force on Artificial Intelligence in the Financial Services Sector to study AI-enabled financial scams — including deepfakes and voice-cloning grandparent scams — and to produce congressional recommendations within one year. FBI data cited by sponsors shows 201,266 complaints from Americans 60+ in 2025 with $7.748 billion in losses. Seniors are not specifically enumerated in the bill text but are the primary demographic motivating the legislation.

Who is protected: All financial consumers; seniors are the primary motivating demographic

Legal detail

Directs a joint federal task force to assess AI deepfake fraud risks in financial services and produce a report with consumer-protection recommendations within one year of enactment.

Key facts

JurisdictionUnited States
LevelFederal
CitationS.2117, 119th Congress (2025–2026)
Private right of actionNo, agency enforcement only
PenaltiesCivil and criminal penalties under amended fraud statutes (specifics via implementing regulations)
Topicsconsumer protection · deepfakes
Bill textS.2117 - 119th Congress (2025-2026): Preventing Deep Fake Scams Act

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